The government should not be loaning money, let private markets do their thing…
Disagree. Student loan forgiveness is bad bad bad. But the way private student loans currently work is almost predatory. If the goal is to make college affordable then some rules and oversight need to be put into place. Whether the money loaned is backed by private lenders or some other source is irrelevant. Want to help kids then subsidize the loans during enrollment and let/make them pay it back at a reasonable rate.