If you think about it, saving up for it or using layaway is about the same thing. The only difference is you keep a hold of your money instead of the gun shop. So in other words if you have to use layaway or save up for it then you really cant afford it.
Poor choice of words on my part.. I should have said anytime you have to barrow money with a fee attached, then you probably can't afford afford it.
Also if you have the ability to pay for the firearm right then and there, then I would think that the seller would be more inclined to deal with you.. If you go in there and say I want that gun at this price, and by the way I'm going to be putting it on layaway, then I would think the seller wouldn't be very willing to deal much.
Cash is KING!
If you have to make payments you can't afford it. If some one tells you different, they want your money.
We do layaway sales at Tomlinson's, too.
It's especially helpful if there's a hard-to-get (or discontinued) model of something. By the time you save up for it, it might be gone without a chance of another one.
Oh, yeah! I loves me some cash back bonus points!!I prefer CC ...points which = $$!
I prefer CC because it gives me a while to pay and more importantly i get points which = $$!
60% of credit card holders have a balance on their cards.
Its all personal preference...some people here have the money and dont have to worry about laying down 5-6 hundred bucks on a gun, some dont have that option.
Im not going to look down on people for using layaway, ive done it a few times for one reason or another when i had other options.
Do what you want peeps!