First off... this is a sales pitch.This train of thought started when I received an email from sgammo titled "demand for ammo spikes up."
Yes, it's true that demand for ammo always spikes prior to an election. This is simply because the left is so anti-gun, and there are so many people who always seem to put off buying ammo as part of their day to day purchases. IE... gradually building up a sufficient stockpile a little at a time, as they can afford to. However, e-mails like that, are sent out en masse, to generate sales by instilling fear in the buying public.
Secondly, going into debt, for something you may or may not need... (a want) isn't normally considered a good life choice. If your ammo stockpile is lacking, by all means stock up, but I don't suggest going about it so as to put yourself in debt to do it. Maybe just do without some other wants for a spell, take on a second job, or sell some crap you haven't used in a while.