Can I sign an agreement for a tractor and shove that off to others?
Maybe.Can I sign an agreement for a combine and shove that off to others?
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You can shove a lot of purchases off onto others through bankruptcy. You can even keep some of the stuff you bought.
Point being, make student loans dischargeable through bankruptcy, and you'll see the current scam system of easy five or six figure loans to dumb 18 year olds for degrees that are barely worth the paper they are written on come to a screeching halt.
The cost of going to college is insanely and prohibitively high. Being in debt for the next few decades of your life is rough. But…you agreed to it. You knew the deal when you signed up.
When a young person with stars in their eyes signs at an institution of higher learning () they are assailed with nonsense course fillers. Classes that really do not help them in their chosen degrees but just revenue streams for tenured professors to fill the seats and feed the beast. Eliminate the pork and these degrees are more affordable and with the reduced class hours an easier feat for the youngsters.This is the problem. I agree 100% that it's absolutely insane to expect taxpayers to pay off college debt, or even offer free college. That said, there is a problem and it needs to be fixed. Instead of letting the slimebag politicos promise free , we should hold them to actually fixing problems. There is no reason for a college education, outside of Ivy League institutions perhaps, to be more than the cost of a home. As has been said, the Gov't created the problem and they need to actually fix the problem. That would be way better than a band-aid solution like paying student loans.
When a young person with stars in their eyes signs at an institution of higher learning () they are assailed with nonsense course fillers. Classes that really do not help them in their chosen degrees but just revenue streams for tenured professors to fill the seats and feed the beast. Eliminate the pork and these degrees are more affordable and with the reduced class hours an easier feat for the youngsters.
But the beast needs to be fed.
^^^ THIS! ^^^ I have started telling my State Legicritters variations of this. Stop subjecting the citizens of Indiana to Federal Government extortion! In many cases the only "authority" the Federal Government has to get its way is to extort the States. If the States refuse, and press on the 9th and 10th Amendments the Federal Government might well find itself neutered.Imagine we had someone with the will to tell fedgov to f off.
While I agree with most of this, I can't agree with it all.When a young person with stars in their eyes signs at an institution of higher learning () they are assailed with nonsense course fillers. Classes that really do not help them in their chosen degrees but just revenue streams for tenured professors to fill the seats and feed the beast. Eliminate the pork and these degrees are more affordable and with the reduced class hours an easier feat for the youngsters.
But the beast needs to be fed.
"WINNING"I paid back $60k+ of student loans/interest from Purdue in less than 6 years. It took a steady professional job in my chosen field, modest living, strict budgeting, minimal travel, and hard work for my wife and I. We made sacrifices…all while buying (used) cars, our first home, and having our first child.
Wanna be treated like an adult? Accept the adult responsibility and consequences of signing your name on a dotted line.
Learn a trade/skill/knowledge that has income upside.
WORK.
I understand but my point is this should be optional not required.While I agree with most of this, I can't agree with it all.
Both my kids went thru college. I told them I wanted it and I would cover any costs associated with it. Their job was to go to school.
The silly filler classes are mostly useless, but I think of it a different way. These kids are coming out of high school. They are possibly on their own for the first time. They do not make the wisest of choices. Maybe they need a little break from the tough classes. Maybe underwater basket weaving is important to someone's chosen career. Most likely it was set up as an easy A. Trig is tough, but they don't get burned out and quit because they get a break, which as children is important.
My kids would complain about the filler classes more often than not. My youngest wanted to take the core classes and be done. She graduated high school in 3 years with a 4.0 and got her bachelor's degree in college in 3 years as well. She hated the fillers and called them a waste of time and money. She was one of very few college aged kids who saw it that way.
How many college grads are actually in the field they planned to be at the start? Very few. I know that when I was 18 I had different plans for what I would be doing the rest of my life.
I tell every student I meet that it isn't as much about what you learn as it is that you are learning to learn.
With that being said, both my kids got scholarships, grants and any other gifts that they could. I covered the rest. No way was I going to push them into college debt. They saw friends drop out who are still paying back loans that literally were never used.