Only person on OnlyFans that gets tipped to put clothes back on?And if you have met me, you know that will not be pretty.
I'm 62, and have bad knees, and hands, was approved for disability, so I am making more than SS, and we are downsizing to an apartment....and I work in the gun department......I would suggest with you having a welding background that you start with the
Union Skilled Trades across the river from you.
Like Local 20 Elevators.
Elevator Mechanic Apprenticeship Opportunities at IUEC Locals
Check out the elevator mechanic apprenticeship opportunities available at various IUEC Locals and elevator employers served by the NEIEP educational trust fund.www.neiep.org
Or look here.
Kind of close... You can buy them, but not the newest or top of the line. (you don't need all of them) If you take your time and wait out the deals you can do well. Same with firearms. Do you need the fancy $2500 1911? Or the one on sale for $400? If you want the better one trade up or catch it when it is in the teens.Don't buy boats, RVs, expensive cars, motorcycles, ATVs, golf carts, and all the other stuff people spend money on
You had me until motorcycles…I'm probably gonna catch some flack for this, but... Don't have kids. Get a decent job. Marry a smart gal with a decent job. Don't buy boats, RVs, expensive cars, motorcycles, ATVs, golf carts, and all the other stuff people spend money on. Next thing you know, all your income is discretionary.
It's surprisingly simple, but the system teaches and encourages folks to be broke...Kind of close... You can buy them, but not the newest or top of the line. (you don't need all of them) If you take your time and wait out the deals you can do well. Same with firearms. Do you need the fancy $2500 1911? Or the one on sale for $400? If you want the better one trade up or catch it when it is in the teens.
We are not the traveler people. Don't do a lot of vacations or hotels. I work on my own vehicles.
People look at our vehicles. Wife has a nice car, I have a couple trucks. We got them from down south rust free. Why drive a 2020 or newer just to impress the guy at the light??
I have not done the Dave Ramsey plan. But after listening to him, it has pretty much been my way anyway. No credit cards, all you are doing is paying the banks. No car loans, House paid off. When your paycheck comes in, have it auto deposit into a Roth and some into savings. (or special savings, for Christmas, toys, another vehicle, etc)
I do some side deals to help people out. I buy parts and they pay me for parts and labor and the money goes into the fund.
Most people cannot come up with $500 for a "emergency" without borrowing. But yet, see them everyday at 5 bucks coffee, high dollar energy drinks, Fast food all the time. It is like they have the urge to make their bank account drop to under $20 on the day before payday.
I kind of left my job when the doctor said I had to. Over a year ago. Income got cut to less than half. Investments are stalled. But doing pretty good. Savings down a bit. (ask our local suppressor dealer, lol)
Guys, What does Dave Ramsey say?? $20 a week from 20 to age 70, invested well will give you about 4 million. And people spend $20 a week on pizza and $20 a week on lottery tickets, hoping for the dream. (and that pizza does not have pineapple!!!)
If you are struggling check out Dave Ramsey. Not just his plan, but also has team spirit to get you motivated. He has several things he teaches. Paying off debt, Savings, retirement. Sorry to push him, but not many places teach you to handle money. Everyone thinks they are better than they are in 2 things. Driving and money. LOL Probably more.
You stole my line!I rob banks
seriously though, I usually save up
It is.....on paper. The hard part is application. People have a hard time with self discipline and simply saying "no" to themselvesIt's surprisingly simple, but the system teaches and encourages folks to be broke...
I like Ramsey, but the catch is the “ invested well” 2000 killed my 401k, 2008 killed it again. The place I worked voted in a union, they took over our retirement plans….. the return is dismal. I got lucky or smart and pulled out just before the covid crash and got back in and made up some losses but it ain’t even close to 4 million.Guys, What does Dave Ramsey say?? $20 a week from 20 to age 70, invested well will give you about 4 million. And people spend $20 a week on pizza and $20 a week on lottery tickets, hoping for the dream. (and that pizza does not have pineapple!!!)
If you are struggling check out Dave Ramsey. Not just his plan, but also has team spirit to get you motivated. He has several things he teaches. Paying off debt, Savings, retirement. Sorry to push him, but not many places teach you to handle money. Everyone thinks they are better than they are in 2 things. Driving and money. LOL Probably more.
You could get free "toys" from your fans to play withI pay for all my toys with my OnlyFans.
How did the union take your 401k? Or was it a seperate pension plan? Our union gave up our pensions in 2004 for what they call cash balance which they can't tounch thankfully.I like Ramsey, but the catch is the “ invested well” 2000 killed my 401k, 2008 killed it again. The place I worked voted in a union, they took over our retirement plans….. the return is dismal. I got lucky or smart and pulled out just before the covid crash and got back in and made up some losses but it ain’t even close to 4 million.
I don't think that's what he said. He said 2000 and 2008 killed his 401K (twice). I think the union thing was a separate issue.How did the union take your 401k? Or was it a seperate pension plan? Our union gave up our pensions in 2004 for what they call cash balance which they can't tounch thankfully.