Yeah thats why I asked, I wonder if they took over the 401k investment options. My 401k crash in 2008 also but when that happens just hold on and double down!!! 2008 killed me!! Invested in real estate in 2007!!! lost it all.I don't think that's what he said. He said 2000 and 2008 killed his 401K (twice). I think the union thing was a separate issue.