I seem to recall reading an ATF FAQ or something that said you could temporarily loan a gun across state lines, but I can't find it to cite it.§ 922. Unlawful acts
(a) It shall be unlawful—
5) for any person (other than a licensed importer, licensed manufacturer, licensed dealer, or licensed collector) to transfer, sell, trade, give, transport, or deliver any firearm to any person (other than a licensed importer, licensed manufacturer, licensed dealer, or licensed collector) who the transferor knows or has reasonable cause to believe does not reside in (or if the person is a corporation or other business entity, does not maintain a place of business in) the State in which the transferor resides
I think Michigan has some sort of rules about registration/"safety" inspecition for handguns. I don't know that they apply to non-residents, though.
Note that "licensed" means FFL, not LTCH.Q: From whom may an unlicensed person acquire a firearm under the GCA?
A person may only acquire a firearm within the person’s own State, except that he or she may purchase or otherwise acquire a rifle or shotgun, in person, at a licensee’s premises in any State, provided the sale complies with State laws applicable in the State of sale and the State where the purchaser resides. A person may borrow or rent a firearm in any State for temporary use for lawful sporting purposes.
[18 U.S.C. 922(a)(3) and (5), 922(b)(3), 27 CFR 478.29 and 478.30]
Sorry if I seem a bit slow with this.
So it is not ok for me to borrow my fathers handgun because of state differences?
I am not buying it from him, nor is it given to me. Does that matter at all?
I would say no, based on the federal laws I quoted. You aren't borrowing it for sporting purposes. He could gift it to you through an FFL and you could gift it back later.