We all know this was to garner votes for the general election. While it's out there that the write off will be treated as taxable income, all that will benefit from the this will not file their 1040 until next year, so, it hasn't hit them yet. However, it wouldn't surprise me when they are suddenly shocked with paying additional taxes, the dem's will come riding in on their black horse's and change the tax code for 2023 filing. That is if the dem's hold the majority like they do now. So, again the dem's are securing votes for 2024 by saving the day.Perhaps Biden should have done this the proper way through Congress.