I agree with the 1k or a gold or silver stash. But remember Gold and silver retain there value. And have been the longest most accepted forms of currency.
I would think...
$1,000 cash in small bills $1, $5, $10 and $20s.
$3,000 in silver coins and/or bullion
for SHTF end of the world you want to add GOLD bullion (to retain your wealth).
Most trading will be in silver and/or goods/foods you are NOT going to get a good deal for your gold. However if you need to escape or manage to go to say Europe to start a new life then your wealth is easliy taken with you in the GOLD which never losses it's value like the paper. GOLD will always be KING!
We keep 70 hours in our comp bank at work. It works out to about 1200 before taxes. My job is stable enough and my department has been very conservative in their funds usage that we are fine and that money will be there when/if we need it.
Everyone should keep some emergency cash on hand, in the event of power outages (no atm or credit card machines), "temporary" bank closures, or just G.O.O.D. cash. We keep between 2-3k.
I was tending bar a lot of years ago. A wise patron explained that his wife tended bar also. He explained that he always sent sent her to work with five Ben Franklins. He told of the many great buys she made through the years, due to the fact she had disposable cash on hand.
I usually keep 2k in the safe but if I find a good deal on something ill use the cash so mý wife won't know I "bought another gun" untill I can replace it. But I never let it go below 1k.
Since I asked the question, I'll go ahead and answer it.
My goal is to have one month's expenses in cash on hand. This may seem like a lot, but it provides resources in the event that cash is otherwise unavailable. It isn't a true SHTF cache because cash may not have much value in an end of the world situation, but for most small and medium-sized events that I can imagine, cash will be king.
I agree with Shay. Having one month's cash that you put in a safe and forget about is prudent. Of course, if you work construction or a similarly ureliable job, it's best to keep more money in savings, but I don't think I'd have it in cash (put it somewhere to compound interest).
The trick is forgetting that it exists. I also agree that there is little sense in stocking up huge piles in the event of bank failure, etc. If things get to that point your cash won't be worth much more than the promise your bank gave you.
1 month on hand, and additional savings in an account that earns interest.
Forgetting it exists is how I paid for my wife's engagement ring in cash. Every paycheck, I took out a bit more than what I wanted but not more than I could afford and stashed it in a box. After a good while, I was able to pay cash for it. Gave me some haggle wiggle room and didn't force me to use credit to buy it.
I'd love a full month's cash on hand, but usually only can afford $1500. I have savings of three months in the bank at most times, but it is REAL hard not to go buy something cool with it.