My wife and I have a debit card we use for everything and one credit card. I've also got one for work, but that's not my money.
As far as credit, it is a great idea to have good credit -- and have some credit. I think people would be surprised how much of your life your credit score affects. Obviously, you need good credit for a mortgage. But what you pay for car insurance can be affected by your credit. Some employers even run credit checks on employees.
As far as credit, it is a great idea to have good credit -- and have some credit. I think people would be surprised how much of your life your credit score affects. Obviously, you need good credit for a mortgage. But what you pay for car insurance can be affected by your credit. Some employers even run credit checks on employees.