lWhat's in your wallet?
Dust bunnies, Plus the Speedway card with 28k points. I’m Tornado rich!!! Lol
lWhat's in your wallet?
l
Dust bunnies, Plus the Speedway card with 28k points. I’m Tornado rich!!! Lol
We went to company credit cards a few years ago, but before that, we submitted a monthly expense report, attaching our receipts and we got paid back for the expenses. So most of us had a credit card we only used for company business.Serious question, if it is needed for work why isn't it provided? I've never been in that type of situation and have always wondered why it happens. The few times I've needed a credit card for work it was a company card.
If you are truly using a credit card wisely, interest rate should be irrelevant.
Great question! I work for the .gov down here, and could be given a .gov card at my request. The downsides to it are that if I accidentally ever use it instead of my debit card, I could get in a lot of trouble. Another bad thing about it is that if I get the bill before getting reimbursed for my travel, I have to pay it all back at once. I can't make payments on it like a normal credit card. So I figured it would just be a whole lot easier and stress free to get my own cardSerious question, if it is needed for work why isn't it provided? I've never been in that type of situation and have always wondered why it happens. The few times I've needed a credit card for work it was a company card.
Great question! I work for the .gov down here, and could be given a .gov card at my request. The downsides to it are that if I accidentally ever use it instead of my debit card, I could get in a lot of trouble. Another bad thing about it is that if I get the bill before getting reimbursed for my travel, I have to pay it all back at once. I can't make payments on it like a normal credit card. So I figured it would just be a whole lot easier and stress free to get my own card
100% correct.
Use credit cards for convenience and security, then pay the balance at the end of the month.
Never spend money you do not already have!
Never spend money you do not already have!
Serious question, if it is needed for work why isn't it provided? I've never been in that type of situation and have always wondered why it happens. The few times I've needed a credit card for work it was a company card.
And that is the proper way to use cards, make them work for you. I’ve been around the world on points, paid for a destination wedding on the card, and earned enough other points that from 2014 til just this year, I haven’t paid money for a hotel room, just cashing in points. I’m out of points now, so need to get back into charging all my biz expenses to the card for the points or cash back. As an aside, I have a Costco Cash back membership, and, now that they take Visa instead of AMEX, I charge all purchases to my Visa, and get points or cash back depending on the card, AND cash back from Costco every year!My company is this way too, where we are expected to use a personal card and then submit expense reports. Fortunately I have good credit, but I could see this being a bigger issue for an employee that doesn't.
The pro is that any and all rewards earned are mine. The company isn't taking the cash back or the travel points.
Downside is that all the required paper work is on me to complete. That means being extra cognizant of securing receipts, also I don't get reimbursed unless I get off my ass and submit them.
It's also for more flexibility on what I can charge. With a corporate card at my last job, I wasn't able to use it for any personal charges. Because the current card is in my name, I can add utility bills and other personal expenses as appropriate to earn more travel points I can use for family vacations.
Serious question, if it is needed for work why isn't it provided? I've never been in that type of situation and have always wondered why it happens. The few times I've needed a credit card for work it was a company card.