So, last night I logged into my online banking. I notice a charge on my credit card that I did not make. I called the CC company and we 3 way call the vendor. The vendor confirms that someone else used my card and the money will be credited back to my account. I am not really familiar with identity and electronic credit theft ( I assume this because the physical card never leaves my wallet.)
So, INGO, what steps do you take to protect your credit and identity. I asked if they suggested to change account numbers but they said no. So, I am thinking about calling them in a few days and report it missing for a new account number. Does that affect your credit? Can you think of any other steps I should take?
P.S. The kicker to this whole situation is the vendor was one of those 1800 credit score checkers you see plastered all over the TV.
So, INGO, what steps do you take to protect your credit and identity. I asked if they suggested to change account numbers but they said no. So, I am thinking about calling them in a few days and report it missing for a new account number. Does that affect your credit? Can you think of any other steps I should take?
P.S. The kicker to this whole situation is the vendor was one of those 1800 credit score checkers you see plastered all over the TV.