It's a thing you put money in every payday.
And once in awhile you move it to a better interest rate.
Im not a money person but I was taught this long ago.
Always pay yourself FIRST.
It's a skill many aren't taught and NEVER learn.
Your taught to be a good little consumers, get in debt and spend it all!
Own nothing, you'll be happy!
Ohhhhhh, you're talking about the money I have left over after paying bills that's used to buy stuff like pew pews and things that come out of pew pews for when it all collapses I can take care of myself. A piece of paper with numbers on it won't do much good when all goes to hell.......The disappointment of it all will be that, though we were wise and saved and did the research and delayed gratification, when the government eventually collapses our currency, we'll have just as much as those who didn't do any of those - nothing.
Own nothing, you'll be happy!
These funds are emergency and regular sinking fund stuff. Investing $ go into the markets.I’ve been doing CD ladders, better return in most cases. It just takes a bit of discipline to get it started and keep them rolling over.
Just living is a speculative gamble. Aim for the gains. Gubmint collapses, eat the gubmint.The disappointment of it all will be that, though we were wise and saved and did the research and delayed gratification, when the government eventually collapses our currency, we'll have just as much as those who didn't do any of those - nothing.
I light up when some of the have nothings say, Man it must be nice.It's a skill many aren't taught and NEVER learn.
Your taught to be a good little consumers, get in debt and spend it all!
Own nothing, you'll be happy!
I keep that money in a 1 year money market at I believe 5'1% with Navy Federal CC, if I need to transfer a few hundred or a few thousand you just loose the interest off what money you transfered out. It seems to be a better deal for me than a saving account at what .2% or whatever it is paying now,These funds are emergency and regular sinking fund stuff. Investing $ go into the markets.
Good Luck.Ohhhhhh, you're talking about the money I have left over after paying bills that's used to buy stuff like pew pews and things that come out of pew pews for when it all collapses I can take care of myself. A piece of paper with numbers on it won't do much good when all goes to hell.......
Purple?Own nothing, you'll be happy!
Buy ammo with your savings. It will be good to barter with after Kameltoe wins the election.
Good grief folks, yes, purple.Purple?
Sometimes, and for some people, zero debt makes sense. But loans, leases, etc. are often the only way to start one's own business, leverage greater profits,...
...buy something you need, but don't have all the cash for right now.
Ramsey sounds like you, or you like him,...and Dave knows a great deal, but he is giving advice that is--again--only good for SOME people.
It's all in how you buy them and the deal you can get. Funny, it sounded like you knew how to make debt work for you!Well, you can get some factory new "deals" down near that APR...
...as long as you don't mind paying all the interest up front, in the disguised/invisible form of the -18% equity decision you make by signing the delivery slip.
(whispers: The APR of factory financing is built into the new paint.)
Just own a butt load of stock in your bank. If the rate goes down you win on the savings, if the rate goes up you win on the dividends...
A wise man leaves a legacy for his grandchildren. Not a deficit his estate must cover.It's all in how you buy them and the deal you can get. Funny, it sounded like you knew how to make debt work for you!
Life's short and you can't take it with you. Buy that new vette. Buy that 150k boat...
Yep, it sure is amazing the freedom and flexibility being debt free provides.A wise man leaves a legacy for his grandchildren. Not a deficit his estate must cover.