Cataract procedures include inserting Permanent Lens
An intraocular lens (or IOL) is a tiny, artificial lens for the eye. It replaces the eye's natural lens that is removed during cataract surgery.
You do NOT have to signup for A or B if you have Employer Insurance & there are more than 20 employees in the plan
When you do retire- you can signup 3-6 months in advance to take effect when the Employer's coverage expires
Part A is free - but part B is ~$200/month with Deductibles ... also...