Currently, I put everything on the credit card and get 1% or 5% cash back on purchases; the 5% categories change every quarter.
I pay it off every month to avoid finance charges.
If I'm charged more than 1%, I'll just go back to cash and checks and keep the card for emergencies.
I've enjoyed the payoff while it has lasted.
Same here, but I've just been considering going to cash anyways.