So my wife and I are looking to purchase a (minimum) 1 acre plot of land and throw a super-nice mobile home on the property (factory expo homes is the only manufacturer we've visited with quality mobile homes, we're open to suggestions...), and build us a detached 2-car-wide, 4-car-deep garage. Our goal is to keep everything under 100,000.
Now my problem is two-fold:
We can't find any reasonably priced land ANYwhere. Our desired locale is the west side of Indy, roughly a 30 to 45 minute circle around Avon, and there just isn't anything available (that we've seen through our family realtor). I have yet to branch out to a big business like Carpenter or Tucker, due to an assumed "push" to get a cookie cutter home in a housing addition, so i figured i'd come bug my favorite community first.
We also have had trouble with financing. Wife and I have ~700 credit score each, so no blips there, and we're preapproved for 105k for a existing home loan. What that means is no land purchase, and no mobile home purchase.
Don't get me wrong, if i found a nice 4BR/2BA with a garage on an acre plot of land in the area we want, we'd jump at the chance, but it just doesn't exist - hence the build-your-own-homestead idea.
Has anyone out there done something similar to this and can you lend some advice or wisdom? For, against, pro, con, we need to see if we're just being too picky or if we're just impatient (we've only been looking for about a year, and only got preapproved a few months ago). If you don't feel like divulging anything via comment, PM me and i'll shoot you my e-mail.
Thanks in advance!
Now my problem is two-fold:
We can't find any reasonably priced land ANYwhere. Our desired locale is the west side of Indy, roughly a 30 to 45 minute circle around Avon, and there just isn't anything available (that we've seen through our family realtor). I have yet to branch out to a big business like Carpenter or Tucker, due to an assumed "push" to get a cookie cutter home in a housing addition, so i figured i'd come bug my favorite community first.
We also have had trouble with financing. Wife and I have ~700 credit score each, so no blips there, and we're preapproved for 105k for a existing home loan. What that means is no land purchase, and no mobile home purchase.
Don't get me wrong, if i found a nice 4BR/2BA with a garage on an acre plot of land in the area we want, we'd jump at the chance, but it just doesn't exist - hence the build-your-own-homestead idea.
Has anyone out there done something similar to this and can you lend some advice or wisdom? For, against, pro, con, we need to see if we're just being too picky or if we're just impatient (we've only been looking for about a year, and only got preapproved a few months ago). If you don't feel like divulging anything via comment, PM me and i'll shoot you my e-mail.
Thanks in advance!