New to the forum so I did a quick search for insurance coverage to see if the topic has been covered already. I didn’t find anything that answered my question, which is this. Most insurance policies only cover a small amount for firearms. 1-2k at best. Anything over the amount on your policy and you’re SOL if the guns are stolen or get charred in a fire. What do you do once you exceed that amount? Buy a gunsafe or get more coverage? Anyone ever had an insurance claim for firearms that can clarify?