I don't get the point of paying for a duplicate. The state doesn't require you to carry your license. So just leave the paper in your file cabinet.
Which one of the two people you quoted are you disagreeing with? I'm bored out of my mind and have no qualms about sifting through the I.C.
bf says you don't have to carry it. My IMPD neighbor told me a story how he has had a run in twice with a thug carrying w/o his LTCH but claims he has one. He learned carrying the card when you're carrying the firearm is a requirement.
See if you can prove/disprove that. This officer is referred to as "The Professor" so I lean toward his perception of the law.