Thread is a little old but should answer your question. Also a quick search pulls up a lot of threads about him.
https://www.indianagunowners.com/fo...-dave-ramsey-thing.html?highlight=Dave+Ramsey
I've never listened to Dave Ramsey (that I can remember) but if this is what he teaches is being debt free and the importance of it then i couldnt agree more. People have been conditioned to believe they cant live without debt. Or at least conditioned to believe just because they "qualify" for a loan or a credit card that it's ok to get it. Qualifying for a loan doesnt mean crap if you cannot afford the payments you will take on or if you maintain a high interest debt balance. They are eating you alive. Even if you are contributing to a 401k or a Roth like retirement plan the interest you are paying on your debt is negating the interest you are earning.What he said ^^^
My wife and I (31 yrs old) have been debt free, other than a mortgage, since we were like 25. No credit cards. No car payments.
What he said ^^^
My wife and I (31 yrs old) have been debt free, other than a mortgage, since we were like 25. No credit cards. No car payments.
Good for you man. That takes dedication and hard work.Oh yeah. And single income with three kids.
Oh yeah. And single income with three kids.
Pfft. Single income with four kids. Two in college next year.
You definitely got me beat there, but I ain’t got lawyer money
Neither do I.....anymore.
You could have had doctor money but you chose to help them keep it