CountryBoy19
Grandmaster
+1 No credit union should be costing money...We pay $1.95 a mth fraud protection, earn a very small percentage on checking and savings and as long as I use ATM's in the network, no ATM fees.
Which Credit Union are you thinking of?
I'm a member of a CU, I don't pay ANY fees on ANY accounts. Free checking, free savings, free ATM, free everything... as a matter of fact, they pay me to keep my money there, my free checking account is interest bearing with no minimum balance, and it is totally free to have my savings account tied to the checking account to protect from overdraft (never used that feature but it's nice to know it's there)...
If you're paying to be a member of a CU, or paying to have an account there find a new CU... one that is member owned & non-profit (I earn dividends based upon my account balances), and the CU doesn't "profit" from it's members.