Yeah, that sounds like BS. "No, she has a car. That is the car she drives. She will not be driving our new cars."Yeah they’re quoting me $1,600 more for her to be added. And we don’t have a third car yet, but they told me she would be on what ever the most expensive car is, which to me is bull, since she would not be driving the newest car obviously.
Agree- when my oldest son turned 16 (10 years ago), I bought the vaunted Saturn station wagon because I couldn't think of anything cheaper to insure- he was listed as the driver on that car, but could drive the others occasionally. Same for the rest of my kids. They were always listed as drivers of the Saturn. My agent told us to do that.Yeah, that sounds like BS. "No, she has a car. That is the car she drives. She will not be driving our new cars."
What company?
Will they deny your claim if little Aiden or Emily nicks mom's Mercedes and wraps it around a tree?State farm was the only Ins company I could find where the teen would not increase the rates for the "other" cars,
Yip. I have two males drivers under 18. I feel the pain.Anyone on here have a child that just hit 16 lately? What was your increase in auto insurance price? My insurance is talking about doubling my cost. Right now I have just me and wife covered.
If you dont put the kid on your cars, yes.Will they deny your claim if little Aiden or Emily nicks mom's Mercedes and wraps it around a tree?
Agree. I understand why some insurers probably don't like to take your word for it. Easy for people to lie about who was driving, at least for comprehensive claims with no police report.If you dont put the kid on your cars, yes.
You should be able to say "My kid isnt driving my new cars. I shouldnt have to pay for him/her to." And if am stupid enough to let my kid drive my car uninsured, they shouldnt pay out.
My insurance companies didn't allow that either at the time.If you dont put the kid on your cars, yes.
You should be able to say "My kid isnt driving my new cars. I shouldnt have to pay for him/her to." And if am stupid enough to let my kid drive my car uninsured, they shouldnt pay out.
Well there you go. Kick your 16 year old out of the house and "loan" them your car. Problem solved!Just FYI- Normally, you can loan your car to a friend or family member as a "permissive user" and if they do not live with you, your insurance applies if there is an accident or such. However, if they live in the same household as you, there is no insurance coverage of any type if they are not on the policy.